Funeral planning can be stressful and very expensive. Your emotional state at the time can make you overspend in unwise ways. So, here are several ways you can save money and stay on
budget when planning a funeral:
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Buy a Funeral Package
If you are spending money hastily on many different things, it’s perhaps better to buy a funeral package with everything you need. However, be careful. Some funeral packages have inflated prices and extra charges because of services you probably won’t need. Therefore, find a good, reputable funerals home
and funeral director Melbourne or in your local area. Make sure you are not paying for anything you need in the package.
Choose a Water Burial
Water burials are traditionally granted to veterans who want to be buried at sea. Water burials are green and can also be low cost. These types of burials do not require caskets, urns or embalming. If you live in an area where water burials are common, this
practise can be quite affordable for many. However, if you live away from the coast or in a locality where no one wants a water burial, purchasing the necessary services may incur premium costs.
Rent a Burial Container
Instead of buying a casket, rent a burial container. Burial containers can be made from wicker or bamboo. You can also rent caskets for a viewing funerals at fraction of the price it costs to buy. At the burial, the body will be placed in a cardboard container and the casket will be returned to the funeral home. If it aligns with the wishes of the late loved one, casket or burial container rental can save you a lot of money.
There are funeral homes that do not hesitate to exploit the emotional distress customers face for financial gain. Some funeral houses inflate prices of caskets, urns and other items needed for services knowing that customers will have no choice but to buy. But these days you do have a choice. You can shop for caskets and urns online and find bargain prices. You can renegotiate local casket price based on these if you prefer. Do not pay what a funeral home asks upfront unless you trust the service.
Cremation and Urn
Cremating the body is more cost effective than a burial, which incurs higher fees because you have to hire people to bury the body and also for the casket. Cremation fees usually are not as high as the burial fees. Also, you can use an urn for a viewing funeral following a cremation. Urns are generally cheaper than caskets.
Embalming is a
practise to preserve the body and
decelerate decomposition. There’s nothing wrong with forgoing embalming. You only need to arrange an embalming service if the family plans to have a public funeral. Otherwise, save the money and keep the funeral very short.
Generally, you should respect the late loved one’s wishes for his or her funeral.
Afterwards, try one or two of the above suggestions to keep overall costs of the funeral low.